Upgrade Property Value: Is a £15k bathroom loan valuable in 2026? 

Property upgrade could help you get more bang for your buck. However, the upgrade should be worth contributing to the value of your house. While most improvements do not count, kitchen and bathroom refurbishments can significantly add to the value of your house.  

Of course, if you are spending about £15,000 on a bathroom renovation, it will undoubtedly increase the value of your house. You will likely be able to receive up to 70% return on investment.  

Why is this renovation worthwhile? 

Here are the reasons why a significant bathroom upgrade can be valuable: 

Significant value addition 

The bathroom is a place that influences the buying decisions of people. If you want to get a good market price for your property, you should think of renovating a bathroom. A quality renovation may cost you at least £7,000. This will slightly increase your property’s sale value. 

However, at the same time, you should ensure that the renovation you take up actually contributes to the increased price of your property.  

• While luxury and modern renovations are considered timeless appeal, they should not be over the top.  

• There are certain renovations that will never help you get a good market price, such as: 

• Overly bold trends, which deviate from the “less is more” concept 

• Removal of a bathtub 

• Using extremely luxurious materials 

• Poor-quality DIY 

• You should consider changes that improve functionality. Enhance ventilation, lighting, and replace old faucets, showerheads, and the like.  

You should contact an expert. They would be able to help you know what changes should be accepted.  

A high return on investment 

At the time of investing in a bathroom remodelling project is you should carefully analyse the return on investment. Most of the time, bathroom renovation projects yield high returns on investment. You might be able to get about 70% return on your investment, provided the upgrade you have taken up is worthwhile.  

Do not forget to evaluate the cost of the debt as well. If you use your savings to cover the renovation expenditure, this will be the best bet. But if you decide to take out home improvement loans, the cost of renovation will go up because of interest payments. As compared to the cost of the loan, the return will drop.  

At the time of taking out home renovation loans, you should carefully ensure that you do not borrow more than you need. This will unnecessarily affect your return on investment.  

Increased prospects 

With a renovated bathroom, you will be able to increase your prospects. More people will be disposed to purchase your property if it is appealing. This helps you demand a good price. It is essential to have buyer prospects because it helps you earn a good amount of money.  

Key factors to consider while taking up bathroom refurbishment 

If you have made up your mind to refurbish your bathroom, you should keep the following factors in mind: 

Is it actually crucial to invest such a whopping sum of money? 

Even if it is the most appealing renovation, you will not be able to cover 100% of what you have invested. Before renovating a bathroom, you should ensure that this would help you earn at least 60% of what you have invested on top of the market price you would get without remodelling. Otherwise, you should drop the idea of it. Your efforts will lead to no meaningful value. This rule is applicable even if you are financing the renovation project with home renovation loans.  

The design should not be over the top 

The design you choose for your bathroom should be timeless and not excessively loud. Some people choose bold colours and luxurious fixtures that make it less appealing. Most of the buyers will be dissuaded by such designs.  

If you want to attract potential buyers, you should stick to the rule of less is more. The more sophisticated and elegant look it has, the better it is. You should choose a common style with which every buyer could relate. This will increase your chances of getting your property sold sooner.  

Focus on functionality 

The more practical your bathroom is, the better. A golden rule of thumb says that people find those bathrooms appealing that are functional. Instead of only emphasizing the colour of marble and tiles, you should also focus on whether the bathroom is able to deliver what it is supposed to.  

• You need to make sure that your bathroom has adequate space for store things.  

• The lighting should be proper.  

• Faucets, toilet seat, and cistern should function properly. 

If possible, you can also have an ensuite, as this will significantly increase the price of your property. In case you have to consider taking out a loan to complete it, you can consider using bad credit loans. However, at the time of using these loans, calculate the total cost and compare it against the return.  

Be in agreement with your designer 

While your opinions matter, you should also listen to your designer as well. They better know about the industry trends. You should let them know the goal behind the renovation, so they can make changes as per them. Make sure that you are in agreement about the changes.  

You will also need to contact a real estate agent to know whether the changes you want to make to your bathroom will actually contribute to the market price. Do not spend money on upgrades that go down the drain in the future.  

To wrap up 

If you are upgrading your bathroom, this can certainly help you gain a better price for your property, but it is recommended that you carefully choose upgrades because not all types of renovation projects will contribute to the market value of your property. Consult an expert before making any decision. Otherwise, your whole money and time will be wasted.