Cookies Policy

Cookies Policy

This policy ensures that allow our website to recognise your device, remember your login details and offer personalized experienced. We have following aspects in our cookies policy. By using our website, you agree to agree with our policies as long as they are active in your browser settings.

What are cookies?

Cookies are small data pieces stored by websites on your phone, computer or browser. These are your login details, cart content, browsing history related to your visit on a website. These cookies help improve your browsing experience while remembering your information.

What are cookies used for?

Basically, cookies are used to –

• Remember log in details – You don’t need to sign in repeatedly or remember login details.
• Tracking activity – For personalized advertisement and analytics
• Saving preferences – Such as location, dark mode, or language
• Improving website performance – By analysing user behaviour

Use of cookies for lending process

As a direct lender, we use cookies for the following lending purposes.

• Application tracking – Proceed from one application step to the other using session cookies.
• Customer insights – Analytics cookies help us know your borrowing preferences and improve loan products.
• Security – Necessary cookies secure personal data and prevent fraudulent logins
• Marketing relevance – Advertising cookies are used to promote loan products to the customers with relevant needs.

Types of Cookies We Use

We use various types of cookies to improve your experience and improve website functionality. You can always make your cookies preferences.

Necessary cookies

• These are vital for proper website functionality and enable basic features like log in , fraud prevention and fill loan application forms.
• Without the necessary cookies certain services cannot be used on our website.

Performance & analytics cookies

• These helps us understand how you use our website like most popular pages and the duration you stay on a page or website.
• The information obtained is used to improve website performance for providing better experience to borrowers.

Advertising cookies

• We may use these cookies to send you relevant promotional content. It helps us measure effectiveness of marketing campaigns.
• These cookies may be set either by Arbitrageloans or by third-party advertising companies.
• You can always stop receiving the promotional content by changing your preferences.

Functional cookies

The functional cookies store the information of your preferences such as chosen languages, items added to the shopping cart, log-in details etc. Aim is to customize your experience as per your choice.

How we use cookies?

We use cookies to –

• Understand how visitors use our website and improve it accordingly
• Ensure that our website functions securely and properly
• Comply with legal obligations
• Customize your experience by remembering your choices on website
• Deliver relevant content as per your interest

Third party cookies

Our website has some cookies that are placed by third parties such as advertising partners, analytics providers and social media platforms. We do not control the use of such cookies and their placement and use are subject to the privacy policies of third parties.

Disabling or Managing Cookies

You can have delete or block cookies as per your preference. The links below to manage cookies on popular browsers will help understand the process.

• Google Chrome
• Safari
• Microsoft Edge
• Mozilla Firefox

Detailed breakdown of cookies we use

How you can control cookies?

When you visit to our website for the first-time, a cookie consent banner will appear to ask your permission to accept, limit or reject cookies. Use the following methods to control the cookies.

• Adjust or change your cookie preference through our cookie consent section.
• You can change browser settings to delete or block cookies.
• Blocking certain cookies may affect the website performance.

Update to cookies policy

We may do the necessary changes in our cookie policies as per the change in the laws, industry and technology. The updated policy will be published on the website immediately.

Your rights under the UK law

You have the following rights concerning personal data and cookies.

• Rights to be informed – You will be informed whenever cookies are in use
• Right to withdraw consent – You can withdraw your consent for cookies anytime.
• Right to erasure – In certain cases, you can request to delete your data.

How to Contact Us?

If you have concerns and questions about cookies policies, contact us at:

• Company name
• Email
• Address

The cookies policy describes cookies usage, management options, consent, legal compliance and third-party involvement. It provides clear contact details, user rights, to ensure transparency and shape mutual trust between us and the website visitors.

Note – Cookies are not viruses but they may raise concerns on privacy as the third-party cookies are not controlled by us. They track your browsing activities across websites. This is why, modern browsers allow you to limit, delete or block them.