Terms & Conditions

Introduction

The terms and conditions below describe our responsibilities and the ways you can access our website. By using our website, you agree to these terms and conditions and also to the loan solutions we offer across the United Kingdom. You confirm that you match to our minimum age limit requirement of 18 years with a UK residency proof. If you do deny to agree to our terms and conditions, kindly do not use our website.

2. Company Business

Arbitrageloans is a direct lender that offers short-term loans with 100% digital process. We promote friendly financial atmosphere by lending money irrespective of credit score status and employment status. Our lending policies inspire the culture of transparent loan processing avoiding the stress of hidden fee for borrowers.

3. Access to Our Website

Arbitrageloans commits access to its website to everyone looking forward to explore our financial services. We at the same time hold all the rights to withdraw and restrict the use of website without any notice. In that case, Arbitrageloans will not be liable for any loss happened to any individual or corporation.

4. Eligibility to Use Our Financial Services

To get a loan through us, you need to follow the conditions below:

• Minimum age requirement is 18 years
• UK residency proof with a valid bank account and debit card.
• Regular income, employment stability proof or benefits if applicable.
• Provide all your financial and personal details accurately to avoid rejection.

Arbitrageloans reserves all the rights to accept or reject the loan requests.

5. Conditions on Loan Applications

Your loan applications are subject to the following terms and conditions:

• Loan applications are subject to credit assessments, affordability check and verification.
• We do not guarantee loan approval on all applications but easily accept applicants with strong repayment ability.
• By providing your information in our online loan application form, you authorise us to perform credit and affordability checks.
• If you are applying to get a loan quote only, no credit check required. You can use it to know your eligibility.

6. Responsible Lending

Arbitrageloans is committed to providing loans through affordable deals. For that we depend on the information you provide us while applying for a loan. The approval decision is provided after credit check for creditworthiness assessment. We inspire informed decisions hence provide free eligibility calculator. We suggest you to apply for a loan once you are sure about the repayment ability.

7. Website Use

• The information on our website is not a financial advice but general information.
• We may update or change the content on the website without any notice.
• You must not use our website for any fraudulent activity or introduce malicious software.

8. Intellectual Property

All content you see on our website including the text, images, icons, software and graphics are the intellectual property of Arbitrageloans. They are protected under the intellectual property laws.

You may print or download the content for non-commercial, personal use only. But you may not –

• Use our logo, brand name or other content for endorsement, advertising or resale purposes.
• Modify, reproduce or distribute any content or part of our website without written consent.
• Attempt to extract source code or reverse engineer from our systems or software.

Any unauthorised use of our intellectual property may invite legal action.

9. Use Restrictions

By using our website, you agree on the following restriction conditions to not to –

• Use our website for illegal purposes including money laundering or fraud.
• Provide misleading, incomplete or false information while applying for a loan.
• Use automated tools, scraping techniques to collect or use data from our website.
• Impersonate another entity or individual while communicating with us.
• Attempt to get access to our website or system in an unauthorised manner or disrupt website’s functionality.

Arbitrageloans reserves all the rights to restrict or terminate your access to our website and services if you misuse our services or breach these terms. In case of any harm to our image, our customers or reputation is a sufficient reason to suspend your access.

10. Cancellation/Withdrawal and Early Payment Policy

• You have all the rights to withdraw within 14 days of signing the loan agreement without giving any reason. You must pay back the amount you have borrowed with the accrued interest (if any).
• You can repay your loan before the tenure ends. There will be no early repayment penalty as we promote affordable lending to provide financial relief to borrowers.

11. Limitation of Liability

• We are not liable to any loss occurred to you outside our authority and responsibility. Incidents like third-party delays, technical failures or unauthorised access to your account.
• Any fraud, personal injury or death caused by negligence.
• We are not liable for any loss of revenue, savings, business, goodwill or any loss by a person or firm for using our website.

Nothing in the above conditions limit our liability for fraudulent misrepresentation, personal injury or death due to our negligence. We strive to keep our website error-free and available, but we do not guarantee that it will be free from technical issues, interruptions or errors. To the maximum possible extent, we are not liable for any damage, expenses or loss directly or indirectly from the use of our website.

12. Governing Law

The terms and conditions are regulated, monitored and governed by the law of England and Wales. Any dispute arising out of the use of our website is subject to the courts of England and Wales.The terms and conditions do not affect your rights as a consumer as per the UK law.

13. Changes to Terms

We may amend or update our Terms and Conditions from time to time to include changes in business practices, laws and regulations. The revised terms and conditions will be published on the website with the mention of ‘Effective Date’. Your continued use of our website after the changed and published terms will be considered as your acceptance to our new conditions.

14. Contact Information

For any concerns and complaints about our Terms and Conditions, please contact us using the details below.

• Registered office –
• Email –
• Phone number –

We aim to respond to your enquiries promptly as per our complaints handling procedure.