Property upgrade could help you get more bang for your buck. However, the upgrade should be worth contributing to the value of your house. While most improvements do not count, kitchen and bathroom refurbishments can significantly add to the value of your house. Of course, if you are spending about £15,000 on a bathroom renovation, …
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Now you are able to take loans according to how you manage money, rather than your credit score. The lenders look right into your banking history upon seeking your consent. This provides quick decision-making and better rates for most borrowers. The transformation helps individuals who the past systems have wronged. Your salary, spending habits and …
Continue reading “What are Open Banking Loans, and How Do They Work in 2026?”
Does unemployment affect your credit file? Not really. But, not having a fixed income does affect your ability to repay the credit cards, utility bills and rent. These non-repayments get recorded on your credit report and affect your credit score. Thus, taking immediate action when you get unemployed is important. The blog explains how credit …
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County Court Judgement (CCJ) will be reflected on your credit report for almost six years from the date of the judgement. Now, if you pay the pending amount within 1 month, you can get CCJs removed from your credit file. However, borrowing becomes tough in this situation. Even if you get an opportunity to borrow, …
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Are you gearing up for the festive season? The celebrations can make you overspend, as you can plan a lot of things together. When this happens without realising that you have to work with a set budget, additional funding requirements arise. You might face an urgent need for money to meet some payouts immediately. This …
Continue reading “Top 5 best loans with fast approval for this Christmas 2025”
You are familiar with the emotion when the refrigerator seems to be bare, but payday is far away. Being single mums, you are combating bills as you attempt to keep the little ones content. There may also be hard gaps in your salary before the end of the month. Single mothers earnings are elsewhere being …
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