9 best tips to have a loan approved with bad credit 

A poor credit report never works in your favour. It will raise doubts and concerns about your repayment capacity. Lenders often hesitate to approve an application from a subprime borrower. If they sign off on your application, they will assess a high rate of interest. It is quite hard to qualify for loans for people …

Top loans to get for Home Renovation from a direct lender in the UK

A home renovation plan can be a great idea to transform your home. It works on the functionality to make it more advanced for your purposes. Suppose you are also looking for a home renovation and want extra money to simplify your experience. Get a loan to renovate a house. It will help if your …

How to get a loan with low credit scores and no job in the UK?

As you read via this, you may consider, “Can I get a job despite being unemployed?” Yes, you may get one by following a few conditions. It is because getting a loan with bad credit and no job requires due diligence. You may not want to impact your finances further by entering such a situation. …

What benefits count as income for loan approval in June 2025 

The government provides benefits to those who do not have a stable income source. Mostly, those who lose their job are provided benefits so they can manage to get by. The cost of living is high. It is not easy to rely on savings until you land a new job, and therefore, it makes sense …

Guarantor or no-guarantor loan: how to choose one with bad credit?

Yes, getting a guarantor or a no-guarantor loan for a low credit score requires detailed analysis. It is because both these loans operate differently. No guarantor loans grant full control and privacy on the loan agreement. However, a guarantor-based loan requires you to open up about your finances with the guarantor. Here, the control you …

What are the benefits and risks of using personal assets for business loans?

You have invested everything for the business to work. It is not suitable for your enterprise but your future legacy. You may have sacrificed sleep, paycheck, and even family for it to work. Now, you are stuck as you need urgent cash.  Do you struggle to qualify for unsecured business loans? This could be due …

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